Frequently Asked Questions

 We help employers find, implement, and manage health insurance plans that fit their team and budget. We simplify the process and advocate for your best interests.

We work for you. Our job is to represent your needs, not the carriers’.

 We analyze your workforce, budget, and goals—then present clear options that make sense. You’ll get expert guidance, not guesswork.

Yes. We provide full benefits packages, including dental, vision, life, disability, and more.

Absolutely! We specialize in building smart, sustainable plans that protect your people and your bottom line.

No. Working with a benefits broker does not increase your costs. In fact, broker commissions are already built into the premiums you pay to insurance carriers—whether you use a broker or not. 

Yes. Compliance is one of our core strengths. Our team includes an ERISA-practicing attorney, which means we don’t just advise—we ensure your benefits program is legally sound and strategically protected. We help you navigate complex regulations like ACA, COBRA, HIPAA, and more, so you can focus on running your business with confidence.

We do. From Summary Plan Descriptions (SPDs) to COBRA notices and ACA reporting, we help you stay ahead of deadlines and requirements. Our team ensures your employee communications are accurate, timely, and compliant—reducing your risk and administrative burden.

We provide access to intuitive, secure platforms that simplify enrollment, eligibility tracking, and ongoing benefits management. These tools are designed to save time, reduce errors, and give both HR teams and employees a smoother experience.

Definitely. We offer customized onboarding support, benefit guides, and live Q&A sessions to help your employees understand and appreciate their coverage. We believe informed employees make better use of their benefits—and feel more valued.

 We’re not just here at renewal—we’re your year-round partner. We assist with claims issues, carrier negotiations, compliance updates, employee education, and strategic planning. Our proactive approach means you’re never left guessing or managing benefits alone.

Yes. Switching brokers is easier than most employers think. We’ll walk you through the process, handle the paperwork, and ensure a smooth transition with no disruption to your coverage or service.

Yes. We offer guidance and support for individuals navigating Medicare. Whether you're approaching eligibility, already enrolled, or helping a loved one understand their options, our team can help clarify coverage choices, enrollment timelines, and how Medicare works alongside employer-sponsored plans.